In recent days, speculation has been spreading on X (formerly Twitter) that Ripple may pay its fine to the U.S. Securities and Exchange Commission (SEC) using XRP tokens—allegedly before the price surges following the expected ETF approval or the launch of the FedNow system on July 14. But the truth is quite different.
💵 Ripple Is Paying in Cash, Not XRP
Former SEC attorney Marc Fagel quickly debunked these rumors, stating that Ripple is not paying the fine in XRP. Instead, the funds have already been deposited in cash in an escrow account. In other words, XRP is not involved—at least for now.
One prominent XRP supporter also pointed out that even though transferring the tokens might technically be possible, the entire settlement mechanism operates on an all-or-nothing basis, making token payment highly unlikely.
📉 XRP Price Drops Amid Uncertainty
These rumors briefly caused XRP to fall by more than 2%. Additional concern came from crypto analyst John Squire, who speculated that the U.S. government could seize Ripple’s escrowed XRP and hold it as a national reserve.
However, well-known legal expert and analyst Bill Morgan flatly rejected the idea, saying simply: “That won’t happen.”
Meanwhile, the crypto market surged following Donald Trump’s surprise announcement of a ceasefire between Iran and Israel. Bitcoin jumped above $106,000, and XRP gained about 6% in the past 24 hours.
⏳ Will the Lawsuit Drag into 2026? Unlikely
Some have speculated that the Ripple vs. SEC case could continue until late 2026. But experts consider that very unlikely.
According to Bill Morgan, the most realistic outcome is that both sides agree on a summary judgment involving a fine and a permanent injunction. Such a development could finally bring closure to a legal battle that has weighed on the crypto community for years.
📅 What’s Next?
The court is now waiting for a key SEC filing due by mid-August. Judge Torres' ruling will be critical for XRP’s future. For now, the situation remains uncertain, and no one can say with confidence how the case will end.
#Ripple , #xrp , #RippleVsSEC , #cryptoregulation , #SEC
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