FED PRESS CONFERENCE SUMMARY – Q&A SESSION:

• Inflation has shown signs of cooling, especially in the services sector, but the effects of new tariffs may start pushing up import prices in the coming months.

• Many businesses plan to pass on tariff costs to consumers, making the impact uncertain in both scale and timing.

• The Fed is keeping interest rates unchanged, seeing this as the most flexible approach amid ongoing uncertainties.

• The possibility of rate cuts remains open, but will depend on data: if inflation eases sustainably or the economy weakens significantly, the Fed may act.

• 2027 rate forecasts are higher due to slightly rising inflation and potential tariff impacts, though Powell emphasized these are estimates, not commitments.

• Global risks (e.g., Middle East conflict, trade policy) remain elevated but have eased since April.

• The labor market is still strong: low unemployment, steady job growth, healthy wage gains, and labor force participation.

• In conclusion: The Fed needs several more months of positive data to confirm whether low inflation is sustainable or temporary, and all policy decisions will be based on real-time data.

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