#GENIUSActPass
On June 17, 2025, the U.S. Senate overwhelmingly passed the GENIUS Act by a 68–30 margin, marking the first federal attempt to regulate stablecoins (). The legislation mandates:
1:1 reserves in cash or Treasury assets
Monthly audited disclosures for large issuers
AML/KYC measures and limits on foreign or nonfinancial stablecoin issuers
Restrictions barring lawmakers and officials from launching stablecoins )
Backed by bipartisan support and crypto-industry lobbying, the act aims to foster innovation while protecting consumers and national security. Critics, notably Sen. Elizabeth Warren, warn it may lack comprehensive safeguards and could enable Big Tech. The bill now heads to the House, with President Trump expected to sign it before the August recess ().