🚨 P2P Scam Warning: My Bank Account Was Frozen—Here’s How It Happened 🚨
Back in February, I was just grabbing a quick meal when a UPI payment failed. I called my bank, only to hear the shocking news: my account had been frozen due to “suspicious activity.” 😱
Turns out, someone who had paid me via Binance P2P was involved in fraudulent activity. Even though I had no part in it, my account was flagged and frozen—and it still hasn’t been restored.
---
🔐 How to Protect Yourself from a Similar Nightmare:
1. Trade Only with Trusted Users
Look for users with 50+ trades and 95%+ completion rates.
> Reddit users warn: “Low trade counts and poor ratings are major red flags.”
2. Ensure Names Match Exactly
The sender’s bank account must match the Binance profile name. No mismatches—no exceptions.
3. Verify Before You Transfer
Always double-check all payment details before confirming anything.
4. Avoid Third-Party Payments
Never accept funds from someone other than the buyer—this is a huge scam indicator.
5. Keep All Trade Records
Save screenshots and chat logs. You’ll need them if any disputes or freezes happen.
---
🛡️ Bottom Line:
One shady P2P trade can lock your account for months—even if you did everything right. Be proactive:
✅ Stick to well-rated traders
✅ Match names exactly
✅ Triple-check payment info
✅ Say no to third-party payers
✅ Save all transaction proof
This was a painful experience—but if it helps even one person avoid the same trap, it's worth sharing. Stay sharp, and stay safe.