The core differences between #韩国加密政策 USDC and other mainstream stablecoins (such as USDT, DAI, etc.) are mainly reflected in the following aspects:
1. Issuing entities and backing methods
- USDC: Issued by compliant institutions such as Circle and Coinbase, claiming to be fully backed 1:1 by USD reserves, short-term government bonds, and other assets, regularly undergoing independent audits, providing high transparency.
- USDT (Tether): Issued by Tether, early backing asset transparency was questionable (some reserve composition has been gradually disclosed in recent years), and it has been accused of "over-issuing."
- DAI: A decentralized stablecoin generated based on collateral on the Ethereum blockchain (such as collateralizing ETH and other crypto assets), pegged to the US dollar, with no direct backing from real assets.