The core differences between #我的交易风格 USDC and other mainstream stablecoins (such as USDT, DAI, etc.) are mainly reflected in the following aspects:
1. Issuer and Backing Method
- USDC: Issued by compliant institutions such as Circle and Coinbase, claims to be fully backed 1:1 by USD reserves, short-term government bonds, and other assets, undergoes regular independent audits, and has high transparency.
- USDT (Tether): Issued by Tether, early transparency of backing assets was questioned (has gradually disclosed part of the reserve composition in recent years), and has been accused of "over-issuing."
- DAI: A decentralized stablecoin, generated based on collateral on the Ethereum chain (such as collateralizing ETH and other crypto assets), pegged to the USD, with no direct backing from real assets.