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@humafinance 在DeFi中，将真实世界的资产（rwa）证券化涉及根据风险概况创建分级，例如初级和高级债务分级。这些资产可以打包成债券或特殊目的载体（spv）等金融工具。通过智能合约，PayFi可以使用预言机自动进行风险评估，提供实时市场数据。这使得资产的定价和结构比传统金融更加 #HumaFinnance
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