There is an important methodology: diligently observe the successes of others and then learn.
There is an even more important methodology: diligently observe the failures of others and then avoid them.
Everyone has the right to choose their own life, but some obviously unfortunate lifestyles are envied, even pursued, and fantasized about by many.
For example, a big brother I know, indulging in drinking, gambling, and pleasure, acting on whims and anger, lived life however he pleased, and died in an embarrassing situation before reaching 50.
You've already seen it, yet you want to learn from it, emulate it, and believe that wealth means indulging in excess and being reckless.
That indeed is choosing a path destined for misfortune.
Learn more from the successes of others, and even more so, avoid how others have failed.