All financial markets – from stocks, real estate to gold and crypto – move in repeating cycles. It is not randomness, but almost immutable cycles reflecting the psychological nature of humans: fear, greed, and then fear again.

According to research from 1875 by Samuel Benner and practical experience over centuries, an economic cycle is usually divided into three main phases:

Stage C – Buy-in:

This is the time when the market falls into crisis. Asset prices plunge, fear is rampant everywhere. The press and media continuously report negative news. Everyone is selling off, confidence dwindles. At this moment, an intelligent investor does not panic but quietly accumulates valuable assets. This is the seeding phase – the seeds that will sprout into huge assets later.

For example: the years 2023, 2032, 2039 are marked as golden opportunities to buy.

Stage B – Sell-out:

After years of gloom, the market begins to recover. Confidence returns. Asset prices surge. Everywhere is filled with good news, "every household invests, everyone gets rich." The crowd eagerly rushes into the game. That is the signal for seasoned investors to take profits, sell slowly before the frenzy peaks.

Years like 2026, 2034, 2043 are great times to reap rewards.

Stage A – Avoidance:

The peak of excitement is also the brink of collapse. Financial bubbles begin to form, and asset valuations far exceed their real value. Anyone can easily get rich – until the bubble bursts. Years like 2035, 2053 are warned to be times to be extremely cautious. At that point, the most important task is to protect gains, avoid risky investments, and keep assets safe.

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The Success Formula Based on Cycles

To succeed in the financial journey, we need to apply a simple yet powerful formula:

Buy at the bottom (C) → Patiently hold → Sell at the top (B) → Avoid crisis (A)

Just four steps, but each step requires steel-like resolve:

• Dare to buy when everyone is scared.

• Dare to wait in solitude when assets have not appreciated.

• Dare to sell when everyone is still dreaming.

• Dare to stand outside the market when people are most enthusiastic.

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A few extremely important notes

This cycle is not always accurate every year, but it gives us a valuable timeframe to position actions.

In each small cycle, asset prices still fluctuate – don't let short-term waves steer us off course.

The more crises, the more opportunities. The truly wealthy are born from the deepest crises, not from serene years.

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The Final Message I want to convey

"An intelligent investor is someone who sows seeds in a storm, sprouts in calm, and reaps before the next storm."

Remember, the reward is not for the quickest, but for the steadfast and understanding of the cycle.