1. Those who work all day cannot become wealthy; wealth is a reward for cognition, not for diligence. Cognition, which includes knowledge and wisdom, is an intangible asset. Earning money through physical labor leads to greater poverty as one ages; earning money through wisdom leads to greater wealth as one ages. Throughout life, effort is merely a stepping stone. Some things cannot be achieved solely through effort; no matter how new the fifty-yuan bill is, it is not as appealing as one hundred yuan.
2. If you earn three thousand yuan a month, no matter how much you save, you will only have three thousand; if you earn twenty thousand yuan, you can spend ten thousand and still have ten thousand left; if you earn three hundred thousand yuan, you can spend ten thousand and still have two hundred ninety thousand left. Therefore, you must focus on how to make money. Rather than reducing your expenses, try to increase your income. Choose a profession to earn a living and wait for fortune to turn things around. Wealth lies in skills, not in physical labor; benefits lie in the situation, not in hard work. In the era of the knowledge economy, those with higher cognitive levels have a stronger ability to acquire wealth. People who earn money through cognitive levels can make ten times, or even a hundred times, the income of others.
3. When acquaintances learn your secrets, they do not maintain your confidentiality; instead, they spread rumors. Do not overestimate human nature; those who do will find themselves with no place to be buried. Remember, the ones who can truly harm us are friends, not strangers. Many things in life are complex; they are not simply black and white. The darkness of human nature is beyond your control, so the only thing you can trust in this society is the money in your hands.
4. Those who seek stability will remain very stably poor. If you cannot find a way to earn money while you sleep, you will have to work until you're old. The way of thinking determines the path, and the pattern determines the outcome. In life, sometimes not daring to take risks is the biggest risk; money that can be easily calculated and a life with a clear end will ultimately lead to stable poverty.
5. If you want to achieve great things in life, you must eliminate two thieves in your heart to become increasingly wealthy. One is to overcome timidity; the other is to avoid impatience. Only by remaining calm and composed can you face situations without panic and achieve more with less effort. Learn ecological thinking, make use of all favorable conditions, and fully unleash your potential.
