#分散资产

A friend of mine who is in business entered the cryptocurrency space at the end of the bull market in 2021, going all in on ETH and a few altcoins, with his account balance tripling at one point. At that time, he told me, "This is the first time in my life I feel like money is so easy to make."

But later, the market collapsed, and he didn't run away; he held on until the end of 2022, enduring significant losses. At his worst, he told me, "I can't dare to tell my family that I've lost so much; I'm relying on borrowing against my credit card every day."

Last year, when I saw him again, he had changed his strategy:

• Dividing his main holdings into three parts: one part in BTC, one part in stablecoin investments, and a small amount for high-risk short trading.

• As domestic funds gradually moved abroad, he opened an account in Singapore, converting a fixed amount to USDT every month.

• Conducting asset reviews weekly, ensuring stablecoins do not exceed 40% of total assets.

• He even learned to use a Ledger cold wallet to store BTC.

He said, "Now is not the time to bet on price fluctuations; it's about considering survival and longevity."

We have all learned painful lessons in the market. One thing the crypto world teaches us is: never put all your eggs in one basket.

Asset diversification is not cowardice; it's maturity.

Preserving principal is more important than making quick money.