the truth is, I don't understand everything. Anyone who is going to invest in crypto must know that analysis is done; therefore, to enter, it must be with prior knowledge of what is going to be invested in.

The idea of cryptocurrencies is centered on decentralization. Crypto projects like Ripple have attempted to capitalize on blockchain technology to enable Web3 users to perform on-chain activities without the interference and limitations of traditional finance applications. However, centralization remains a significant concern in DeFi projects. For this reason, XRP investors have considered switching to BinoFi in the long term.
Ripple investors are selling XRP to buy into the BINO presale due to concerns about centralization.