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$XLM is positioned to have strong growth into 2027 driven by massive network expansion.
There will be a combination of things that will include ongoing protocol upgrades (targeting ~3,000 TPS theoretical throughput),
continued Soroban smart contract adoption, and expanding RWA tokenization that will act as a catalyst causing XLM to experience greater utility-driven demand.
We will see more and more money flowing directly into
#XLM via the network’s fee-burning mechanism, minimum account reserve requirements, and liquidity provision in Soroban-based DEX/AMMs, plus increased activity through anchors and on/off-ramps.
Stellar Development Foundation and institutional partners such as Amundi, Franklin Templeton (BENJI token), WisdomTree, Ondo Finance, and remittance/fintech providers like Flutterwave and Tempo will partner and be adopted by more and more banks, asset managers, remittance corridors, and financial institutions worldwide.
Keep in mind that cross-border payment, remittance, and tokenized asset transactions go through the Stellar decentralized ledger (using path payments and issued assets, with XLM as the native token for fees and often as a bridge asset).