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💳 Worth Paying Attention To Projects

⚙️ Stay tuned! ... 🚨

The Ripple network (XRP Ledger or XRPL) is fully integrated and working on real production projects with Visa and Mastercard.

Visa and Ripple are part of the consortium developing the Open USD (OUSD) stablecoin. Interestingly, industry engineers have pointed out that this new payment model from Visa and Mastercard directly copies the integrated decentralized exchange architecture that the XRP Ledger originally designed.

The vast majority of these corporate projects use the network (the Ledger) and Ripple's new regulated stablecoin (RLUSD), but they do not always move the XRP token directly.

But

The real projects and alliances they are carrying out with each one are:

💳 Projects with Mastercard:

1' Card Settlement Network with RLUSD:
Mastercard launched a pilot program together with #WebBank and #Gemini This system allows fiat-money transactions made with traditional credit cards to be settled between banks in a matter of seconds using the Ripple USD (RLUSD) stablecoin running natively on the XRP Ledger, eliminating the usual banking delays of up to 3 days.

2' Artificial Intelligence (AI) Payment Infrastructure:
Mastercard connected the XRP Ledger to its Agentic Commerce framework (automated payments for machines).

🌐 Projects with Visa

Visa maintains a focus centered on global interoperability

1' The "Flywheel Effect" of Global Payments:
Visa's crypto division director detailed that the RLUSD stablecoin operates natively on XRPLedger. He explained that this could create a financial model where digital dollars inject liquidity into the network, where using the XRP token as a "bridge asset" to exchange currencies instantly and very cheaply.

2' x402 Micropayments Standard: Like Mastercard, Visa partnered with Ripple in developing the x402 industry standard which is designed for systems and AI to be able to invoice and transfer funds using stablecoins over networks
$XRP