The recent announcement about the standardization and testing with
#SWIFT is a game changer for tokens
#ISO20022 .
The key milestone reached is the formal publication of an official ISO standard based on the gateway architecture of their Overledger technology.
Why is this a big win for institutions?
Central banks and global financial entities (like the BIS or the Bank of England) are prohibited by risk regulations from adopting proprietary or closed software technologies from a single private company (what's known in systems as vendor lock-in).
By transforming the logic of
#Overledger into an international ISO standard, Quant (
$QNT ) has turned its technical model into an official regulatory framework that any government in the world can safely implement. It’s no longer "Quant's product"; it’s the standard language of financial interoperability.
On top of that, there was the success of the testing in April 2026, where SWIFT selected Overledger as the primary interoperability layer to connect traditional financial messages with blockchain rails.
The six largest banks in the UK (Barclays, HSBC, Lloyds, NatWest, Nationwide, and Santander) are using Quant's Overledger Fusion infrastructure to move and settle tokenized commercial deposits interbank.
Many retail investors mistakenly believe that ISO 20022 cryptocurrencies are competing against each other in a sort of "Squid Game" where only one will survive. The reality is exactly the opposite: they need each other.
ISO 20022 is a data language format for banks to share rich, structured information, but it doesn't solve how to transfer real value across different blockchains like
$XRP ,
$XLM ,
#XDC , or
#HBAR .