This is a general announcement. Products and services referred to here may not be available in your region.
Fellow Binancians,
Binance is excited to introduce Institutional Loans for corporate users (KYB) with VIP 5 volumes and above, a new feature offering up to 4x leverage that gives you the ability to aggregate collateral across multiple asset accounts. This feature eliminates the limitations of a single account for margin collateral, significantly enhancing your capital efficiency and flexibility.
The credit obtained through Institutional Loans can be utilized for trading on Binance Margin and Futures markets using Cross Margin, Portfolio Margin, or Portfolio Margin Pro.
Increased Capital Efficiency: Cross-collateralization across up to 10 sub-account UIDs, secured by net equity from Spot, Cross Margin, and Portfolio Margin accounts, providing up to 4x leverage.
Interest-Free Option: Features a tiered interest rate structure, with the potential to reduce fees to zero under an interest rebate program upon meeting specific performance criteria, facilitating an optimized cost strategy.
Extensive Collateral Options: Choose from over 400 collateral assets, with standard haircut policies applicable to Portfolio and Cross Margin collaterals. Notably, Spot-supported collateral assets such as BTC, ETH, USDT, USDC, SOL and BNB are exempt from haircuts.
Spot-Like Latency: By utilizing Portfolio Margin Pro or Cross Margin paired with Margin Special Key, you can experience Spot-like latency in Margin trading, ensuring rapid and efficient transaction execution.
Flexibility: The Institutional Loans account can be structured as either a Cross Margin, Portfolio Margin, or Portfolio Margin Pro account, offering you flexible trading on Binance’s Margin and Futures markets.
To be eligible to participate in Institutional Loans, corporate users must meet or exceed the VIP 5 volume requirement. Alternatively, users may request a manual assessment, which will be conducted by Binance on a case-by-case basis.
For all onboarding requests, please contact your dedicated VIP representative or or complete this contact form.
For detailed trading rules on this feature, please refer to the FAQ.
Note: There may be discrepancies between this original content in English and any translated versions. Please refer to the original English version for the most accurate information, in case any discrepancies arise.
Thanks for your support!
Binance Team
2025-07-03
Trade on-the-go with Binance’s crypto trading app (iOS/Android)
Find us on
Binance reserves the right in its sole discretion to amend or cancel this announcement at any time and for any reasons without prior notice.
Disclaimer and Risk Warning: Digital asset prices are subject to high market risk and price volatility. The information provided does not constitute, in any way, a solicitation or recommendation or inducement to buy or sell the products. The value of your investment may go down or up, and you may not get back the amount invested. Cross-margining contributes to providing greater leverage than a regular margin account, and greater leverage creates greater losses in the event of adverse market conditions. There is increased risk that a user's cross-margin positions will be liquidated involuntarily, causing possible loss. Comments and analysis do not constitute a commitment or guarantee on the part of Binance. You are solely responsible for your investment decisions and Binance is not liable for any losses you may incur. Past performance is not a reliable predictor of future performance. You should only invest in products you are familiar with and where you understand the risks. You should carefully consider your investment experience, financial situation, investment objectives and risk tolerance and consult an independent financial adviser prior to making any investment. This material should not be construed as financial advice. This product may not be available in certain countries and to certain users. This content is not intended for users/countries to which prohibitions/restrictions apply. For more information, see our Terms of Use and Risk Warning. To learn more about how to protect yourself, visit our Responsible Trading page.
