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A pending OCC application alone will not let existing US stablecoin issuers keep issuing after Jan. 18, 2027.
The OCC finalized GENIUS Act rules for stablecoin reserves, redemptions and related services.
Existing US issuers awaiting approval must request a written waiver and have a substantially complete application pending.
Relief can last no more than 12 months, and the OCC says issuers should not assume they will get a full year.
The American Bankers Association criticized the yield provisions, while the Blockchain Association approved the change.
💬 Should stablecoin rewards rules be strict, flexible, or clearer?
Source: CryptoSlate, Cointelegraph, The Block
Trading crypto from Dubai since 2019.
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UK inflation rose to 3.5%, while September borrowing jumped to nearly £25bn.
Price rises accelerated from 3.1% in August to 3.5% in the year to September, the highest in almost a year.
Higher petrol and diesel prices drove the increase; motor fuel prices rose 29.8% over the year.
Government borrowing reached nearly £25bn in September, with the financial year so far £6bn above official forecasts.
The figures add pressure before next week's Budget, as Chancellor John Healey says the main tax rates will not rise.
💬 How are higher fuel costs changing daily budgets in your area?
Source: BBC, CNBC
Trading crypto from Dubai since 2019.
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BlackRock’s IBIT took in $665.2 million, more than the full net inflow for U.S. spot Bitcoin ETFs.
U.S. spot Bitcoin ETFs took in $526.7 million on Monday, their biggest day since Sept. 22.
BlackRock’s IBIT added $665.2 million, while Fidelity’s FBTC lost $83.6 million and Grayscale’s GBTC lost $54.9 million.
The inflow followed two weeks of selling, when the funds shed about $910 million.
Spot Ethereum ETFs lost $103 million the same day, and Solana ETFs lost $6.7 million.
💬 What do ETF flow swings tell you about crypto market confidence?
Source: Decrypt
Trading crypto from Dubai since 2019.
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A power event hit Google Cloud’s London region, disrupting banks, Revolut and court video cameras.
Google Cloud said the power event hit its europe-west2-b zone and has been mitigated.
It reported signs of service recovery and said customers may still be unable to create new workloads.
Revolut, Lloyds and Halifax reported app disruption, though the link to the outage was not officially confirmed.
Court video cameras and other online platforms also had problems after users flagged issues online.
💬 How much should critical services depend on one cloud region?
Source: The Guardian, BBC, The New York Times
Trading crypto from Dubai since 2019.
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JPM Coin now lets approved institutions move bank dollars on Ethereum in seconds, any day.
JPMorgan is rolling out JPM Coin on Ethereum for institutional clients.
Each unit stands for a dollar already sitting in a JPMorgan account.
Only vetted, approved counterparties can hold it, so it is not a coin anyone can buy on an exchange.
The bank began testing blockchain settlement because normal bank wires can take days and only move during business hours.
💬 Would companies trust bank tokens more on public blockchains?
Source: Decrypt
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Gwei is a small unit of ether - one billionth of an ETH - used to express gas prices. When a wallet shows a gas price of 12 gwei, each unit of gas your transaction uses costs 12 billionths of an ether.
Your fee is the gas the transaction needs multiplied by the gas price. A simple transfer uses little gas; a complex contract interaction uses far more. Prices rise and fall with demand for block space, so the same action can cost very different amounts at different hours. Glancing at the gas price before a transaction that is not urgent is one of the easiest ways to stop overpaying.
💬 Do you check gas prices before sending, or just press confirm?
Binance Academy covers this in more depth: https://www.binance.com/en/academy/glossary/gwei
Next lesson: EIP-1559: why part of every fee is burned
Trading crypto from Dubai since 2019.
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The Ethereum Virtual Machine is the environment that runs smart contracts. Every node executes the same instructions and must reach the same result, so a contract behaves identically wherever it runs - like one global computer that nobody owns and nobody can switch off.
Its influence reaches well beyond Ethereum. Many other networks, BNB Chain included, are EVM-compatible: the same contracts, wallets and developer tools work on them. That is why the same address format shows up across chains, and why apps can launch on several networks at once. It is also why a flaw in a popular contract can be copied across chains just as easily.
💬 How many EVM chains do you use without really thinking about it?
Binance Academy covers this in more depth: https://www.binance.com/en/academy/glossary/ethereum-virtual-machine-evm
Next lesson: Gwei: how Ethereum prices your transaction
Trading crypto from Dubai since 2019.
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A full node is a computer that downloads every block and checks every rule for itself: signatures, amounts, the supply schedule, all of it. It accepts nothing because someone said so. If a block breaks a rule, the node rejects it, whoever mined it.
Thousands of independent nodes are what actually enforce Bitcoin's rules. Miners propose blocks; nodes decide whether they are valid. You do not need a node to use bitcoin, and most people rely on someone else's. But running one means your wallet checks payments against rules you verified yourself - the purest version of "don't trust, verify".
💬 Have you ever thought about running your own node?
Binance Academy covers this in more depth: https://www.binance.com/en/academy/glossary/full-node
Next lesson: The EVM: one computer shared by thousands
Trading crypto from Dubai since 2019.
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A satoshi is the smallest unit of bitcoin: one hundred-millionth of a coin, 0.00000001 BTC, named after the network's pseudonymous creator. Many wallets show amounts in "sats" for the obvious reason - small whole numbers are easier to read than long decimals.
It also clears up a common misconception. Newcomers often assume bitcoin must be bought one whole coin at a time, like a share. It does not. Bitcoin divides into a hundred million pieces, and most holders own fractions. Thinking in sats makes that obvious: the price of one coin tells you nothing about the smallest amount you can hold.
💬 Do you think in BTC or in sats?
Binance Academy covers this in more depth: https://www.binance.com/en/academy/glossary/satoshi
Next lesson: A full node trusts nobody - including you
Trading crypto from Dubai since 2019.
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The Lightning Network is a second layer on top of Bitcoin built for fast, cheap payments. Two parties lock funds in a shared channel on-chain, then pay each other off-chain as often as they like, updating the balance instantly. Only opening and closing the channel touch the main chain.
Payments can hop across connected channels, so you do not need a direct channel with everyone you pay. The trade-offs: channels need liquidity, your wallet or a service has to manage them, and very large payments may be better settled on-chain. For small, frequent payments it turns ten-minute blocks into seconds.
💬 Have you ever paid over Lightning? What was it for?
Binance Academy covers this in more depth: https://www.binance.com/en/academy/glossary/lightning-network
Next lesson: The satoshi: why nobody needs a whole bitcoin
Trading crypto from Dubai since 2019.
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