In the cryptocurrency world for so many years, I only recognize one principle for stablecoins: just don't explode, earn if there are returns, if not, that's okay.
Until a few days ago, I casually clicked into a yield page and realized something was a bit off.
1. USDD now is no longer the type of stablecoin that is 'left untouched'.
How did stablecoins play before?
Put it on exchanges, put it in wallets, at most 3%～5%, for peace of mind.
But USDD now gives people the feeling that:
If you don't mess with it, it actually feels like you're wasting an opportunity.
Let me break it down for you 👇
2. For 'multi-chain players': USDD → sUSDD, 12% is not a gimmick.
If you usually love to run back and forth between multiple chains, then this solution is really handy.
Stake USDD
Mint sUSDD
Directly earn profits on Ethereum / BNB Chain
The actual annualized rate is about 12%
The key point is: you can deposit and withdraw at any time
It's not the kind of 'lock you for 180 days and then talk' play, which is friendly for someone like me who tends to get antsy.
Three, for the 'reward party': PancakeSwap, APY can reach 23%+
I admit, I was really moved by this part.
PancakeSwap has set up USDD–sUSDD LP mining,
Total reward pool of $125,000+
The highest APY can reach 23%+.
This is clearly a limited-time benefit, not something available every day.
If you originally love farming, USDD has now been incorporated into the main quest.
Four, for the 'lazy + stable party': 10% lying flat directly
If you don't want to mess around on-chain, don't want to look at pools, and don't want to watch APY fluctuations—
There is also a simpler way:
HTX Earn: USDD staking, 10% APY
JustLend DAO: All-chain DeFi, 10% APY
The logic is very simple:
One is somewhat centralized and worry-free, the other is somewhat decentralized and transparent.
Which one to choose depends on whether you can sleep well.
Five, the key point is coming: USDD has already entered Binance Wallet Yield+
When I saw this, I really sat up straight.
Binance Wallet Yield+
USDD / USDT strategy
30 days, directly share 300,000 USDD rewards
The path is not complicated:
👉 USDT → USDD → sUSDD
The conditions are here:
✅ Start with 100 USDT (not discouraging)
✅ Distributing 10,000 USDD daily
✅ No TVL limit (this is key)
💡 sUSDD benchmark APY: 12%
🎁 Event reward: currently about 25.82%
To put it bluntly:
You might have only wanted to get 10%, but now you are directly pushed into the 20%+ range.
Six, my true view of USDD now
It’s not the kind of 'get-rich-quick myth' thing,
But it is doing something very dangerous—
Make stablecoins no longer boring.
When a stablecoin meets the following criteria:
Multi-chain
Can enter and exit
Centralized / decentralized fully covered
Can also be supported by Binance Wallet officially
Then it is no longer 'scraps'.
I'm not saying you must participate,
But if you completely ignore USDD right now,
That's really a bit of a pity.
At least, take a look, it’s not a loss.
