Banks are not debating crypto anymore. They are redesigning around it.
Behind the scenes, institutions are integrating digital assets for faster settlement, lower cross-border costs, and programmable money.
This is not retail noise. This is balance-sheet logic.
Legacy rails move slow. Crypto rails move value in seconds. That gap creates pressure.
I have seen this pattern before: when banks adopt new rails, entire ecosystems reprice.
Custody, tokenization, on-chain payments, new fee models. The revenue stack expands.
This marks a transition from resistance to integration.
The question now is simple: which networks will banks choose first?
