#morpho $MORPHO Recently, deep research was conducted on the core mechanism of @morpholabs, discovering that it addresses a key pain point of traditional lending protocols—capital utilization rate. Many times when we deposit assets in Aave or Compound, the actual borrowing limit is limited, and idle funds can only sit idly earning low interest. However, Morpho allows for peer-to-peer matching, enabling lenders and borrowers to connect directly, preserving the original protocol's safety net while allowing both parties to obtain better interest rates, effectively adding an 'efficiency engine' to DeFi lending.