XRP is the digital currency of Ripple Labs, and its main goal is to facilitate international financial transfers quickly and at a low cost.

Let me explain it in a simple way 👇

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💡 1. General Idea

Ripple does not aim to be a "speculative digital currency" like Bitcoin,

but rather wants to be a global financial transfer system used by banks and financial institutions.

🔹 Example:

If a bank in Algeria wants to send money to a bank in Japan,

usually the process takes days and requires intermediaries (like SWIFT).

But using XRP and the RippleNet network,

the transfer occurs in seconds and at a very low cost.

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⚙️ 2. How do Ripple and XRP work?

RippleNet = The communication network that connects banks with each other.

XRP Ledger = The blockchain specific to Ripple, which is a distributed system for recording transactions.

XRP = The currency used as an intermediary for exchanging currencies between countries quickly.

🧩 Practical Example:

1. An Algerian bank wants to send 100,000 dinars to Japan.

2. The system converts the dinars to XRP immediately.

3. Sends XRP across the network (takes 3-5 seconds).

4. The other party receives it and converts it to Japanese yen.

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⚡ 3. Features of XRP

✅ High Speed: One of the fastest networks, the process takes only 3-5 seconds.

✅ Very Low Fees: Less than $0.001 per transaction.

✅ Low Energy Consumption compared to Bitcoin (does not rely on mining).

✅ Used by large banks and companies (like Santander, American Express...).

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💰 4. The Difference Between XRP and Bitcoin

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