🚀 $XRP ETF Approval Odds at 99%, But Expert Says: "ETFs Will Be Irrelevant in 5 Years!"

Hey friends, big buzz for XRP! Traders on #Polymarket have pegged the odds of an XRP ETF approval in 2025 at over 99% – SEC green light hopes are sky-high! But Flare Network co-founder Hugo Philion dropped a shocking take on the Paul Barron Podcast: "ETFs will be irrelevant in 5 years!"

Why?

Baby boomers and #GENX , who control wealth today, prefer familiar products like ETFs, hence the demand for spot crypto ETFs. But younger generations prefer holding assets directly on blockchains. Philion says economic pressures – unfunded retirement liabilities, rising government debt, and financial uncertainty – will accelerate on-chain finance adoption.

According to him, the #ETFs hype is short-sighted. The future is direct on-chain #Ownership , not traditional wrappers. "The rejoicing around ETFs is hilarious, they’ll be irrelevant in 5 years," Philion said.