💡 PayFi by Huma Finance ($HUMA ): Borrowing Against Income, Not Just Assets
One of the biggest barriers in DeFi lending has always been overcollateralization. Why lock up more than you need to borrow?
@Huma Finance 🟣 is tackling this problem head-on with its PayFi model — allowing users to borrow against verified income streams like salaries, invoices, and even remittances. This could open credit access to millions of underbanked individuals and small businesses who’ve been left out of traditional DeFi.
Since the launch of Huma 2.0 in April, retail investors can now join lending pools, while the platform already supports instant settlements across 30+ countries. On top of that, recent moves like DOGE-backed treasury financing show how fast the protocol is expanding its utility.
📊 Quick Market View
$HUMA is trading near $0.041 (June 2025)
Analysts see potential upside toward $0.055 – $0.12
Strong support sits around $0.035 – $0.04
What’s worth watching: adoption of lending pools, cross-border payment volumes, and whether momentum picks up above $0.06.
👉 PayFi isn’t just another DeFi experiment — it’s a step toward making crypto credit real, practical, and income-driven.
