Is DeFi lending still obsessed with over-collateralization? @humafinance brings a brand new solution!
At the core of Huma is 'Real World Assets (RWA)' + 'Cash Flow-based Lending'. Simply put, it allows individuals or businesses to borrow using future income (such as salaries, receivables) as credit proof, without having to pledge large amounts of crypto assets. This greatly improves capital efficiency and opens up new financing opportunities for small and medium-sized enterprises and freelancers.
With its powerful risk assessment model and on-chain execution capabilities, Huma is building a trust bridge between traditional finance and DeFi. This is not just lending; it's a credit revolution.