#Riple The adoption of cryptocurrencies in payments now has a date: on August 25, 2025, Gemini, Ripple, and Mastercard will present the first XRP Mastercard in the United States.

Backed by joint funding of $75 million, this card will allow for the instant conversion of XRP into fiat money at the time of payment, opening a practical avenue for using XRP in daily transactions.

The XRP Mastercard will function like a traditional debit card, but with a key difference: users will load XRP into a wallet linked to Gemini, and the card will automatically convert it to the local currency at the time of purchase.

The process is designed to be completed in less than five seconds and with fees close to 1%, making it a more efficient alternative to conventional currency exchange.

These features represent an important step towards the everyday adoption of XRP, which ceases to be a speculative asset and becomes a practical tool. The alliance between Ripple (technology), Gemini (custody), and Mastercard (global payment infrastructure) ensures a secure, accessible, and regulated experience with XRP.