In the DeFi world, investors often face a dilemma: high returns but extreme volatility, making long-term planning difficult. The Treehouse protocol was created to address this pain point, aiming to become the 'fixed income market infrastructure' on the blockchain, allowing investors to achieve higher returns while better managing risks.
First are tAssets. They can be seen as 'enhanced LST (liquid staking tokens)'. After users stake ETH or stETH, they receive corresponding tAssets. Unlike traditional staking, tAssets generate excess returns by layering yields through low-interest borrowing and re-staking strategies. More importantly, the value of tAssets will continuously increase over time, allowing investors to treat them as 'compoundable on-chain yield certificates' and continue to use them in other DeFi protocols, enhancing capital utilization.
Next is DOR (Decentralized Offered Rate). In investment decisions, the interest rate benchmark is crucial. Traditional financial benchmarks like LIBOR or SOFR have played this role, but centralization and manipulation issues have made them controversial. Treehouse's DOR is generated collaboratively by community members, with accurate data submissions receiving rewards while fraudulent actions are penalized. The result is a transparent, fair, and verifiable on-chain interest rate curve. For investors, DOR serves not only as a pricing reference but also helps build secure fixed income products and reduce uncertainty.
To further enhance participation, Treehouse launched the GoNuts program. Investors holding tAssets, providing liquidity, or participating in NFT collections can earn point rewards. This means investment returns come not only from interest rates and arbitrage but also from community incentives.
The core of the entire ecosystem is the TREE token. It serves as both a governance tool and a value capture medium. With the TGE on July 29, 2025, approaching, TREE will offer early investors new layout opportunities.
From an investor's perspective, the value of Treehouse lies in: **tAssets provide more efficient yield assets, DOR reduces interest rate uncertainty, and TREE with the incentive mechanism ensures ecosystem growth.** This turns the concept of on-chain fixed income into reality, offering a more robust investment choice.
