Having money after forty is truly a blessing; having money too early is not a good thing, it can lead to recklessness. Money comes in from the left hand and goes out from the right; either it's spent recklessly or invested foolishly, and in the end, one might be poor again. Having money after forty is different; one has seen some things, becomes more stable, and has experienced losses, leading to a cleaner social circle. Once one sees through the ups and downs of human relationships, one understands better how to hold onto money tightly.
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