⏳🧧Turning 'Time' into Assets: Huma Finance is rewriting the underlying logic of credit.
In traditional finance, credit is built on what you own: houses, stocks, currencies; the more collateral, the higher the limit.
But the reality is, many more people globally have stable income but lack collateralizable assets — they are locked out.
@Huma Finance 🟣 The answer is: Let future cash flows go directly on-chain to become priceable, tradable credit assets.
This is the core of the PayFi (Payment + Finance) network.
How does it work? Clearly explained in 'three steps'
Proving income: Pay slips, receivable invoices, cross-border remittances, etc., are verified through a credentialing process on-chain (authenticity/continuity is key).