@Huma Finance 🟣 : Not just payments, but the 'invisible engine' of on-chain financing

When it comes to blockchain payments, many people only think of 'speed'; when it comes to on-chain financing, most only remember 'collateral'. But Huma Finance aims to break this stereotype—with its PayFi network developed by $HUMA , it is both a 'fast player' in payments and a 'flexible player' in financing. In simple terms, it wants to be the 'invisible engine' of on-chain finance, making payments and financing revolve around user needs.

#HumaFinance starts by tackling cross-border payments. What annoys e-commerce merchants the most? Slow cross-border remittances and having to use reserved account funds as 'deposits'. It directly collaborates with Arf and Geoswift to offer 'same-day settlement', with funds arriving on the same day and no deposit costs, effectively pulling merchants out of the 'anxiety of waiting for money'. Even more impressive is that Huma 2.0 borrowed Solana's 'speed'; the total trading volume of $5.7 billion proves it can handle the volume, $136 million in active liquidity shows it doesn't lack 'blood', and $17 million in annual income reveals its 'blood-making ability'. This is not just about making payments; it has turned payments into a 'cash flow manager'.

@Huma Finance 🟣 is even more remarkable for reconstructing the 'lending logic'. While others ask 'what collateral do you have' when lending, it asks 'what can you earn in the future'. Whether it’s a salary slip for a worker or accounts receivable for a business, as long as it’s a reliable future income stream, a smart contract can give you 70%-90% of the loan without collateral, and it’s credited instantly. It’s like having an 'advance withdrawal card' for 'future money', so when you urgently need cash, there’s no need to beg anyone; your future income can save the day.

It is also adding 'value appreciation' to users' assets. The PST collateralized lending in cooperation with Huma Market and Kamino Finance not only allows for borrowing but also offers a 10% APY return, plus 3 times feather rewards, equivalent to 'earning money while borrowing'. Who wouldn’t be happy with these calculations? HUMA even offers 'classes' to the community through Huma Content Academy, covering everything from basic concepts to practical skills, all to help more people understand: PayFi is not just a technical term; it is a truly usable tool.

#HumaFinance This PayFi flag is likely to become more and more firmly planted in on-chain finance—after all, there are not many solutions that can simultaneously address 'slow money arrival' and 'difficulty in borrowing'.