Huma Finance is revolutionizing DeFi with its PayFi network! 🚀 By connecting real-world payments with blockchain loans, Huma allows users to borrow against future revenue streams, such as:

✅ Salaries

✅ Invoices

✅ Remittances

Using the Time Value of Money (TVM) model, Huma's system analyzes cash flow projections to provide instant access to capital through smart contracts. This approach allows users to unlock up to 70-90% of their future revenue in a safe and transparent way.

The PayFi Stack: A Six-Layer Framework

1. Transaction Layer: Fast and secure settlements powered by scalable L1s and L2s.

2. Currency Layer: Stablecoins and yield-generating assets for reliable and compliant payments.

3. Custody Layer: MPC and smart contracts for secure custody and instant settlements.

4. Compliance Layer: Blockchain identity and regulatory integration for global standards.

5. Financing Layer: Tokenized assets with real-time risk management.

6. Application Layer: Tools for developers to build intuitive and compliant financial applications.

Huma Finance is redefining real-world DeFi, providing a more accessible and efficient way to access capital.

Buy Here $HUMA

#HumaFinance @Huma Finance 🟣