Traditional lending is broken—credit is either inaccessible or requires heavy collateral. DeFi promised change, but most protocols still demand overcollateralization, leaving real-world borrowers behind.
Huma Finance is redefining this system with cash-flow based lending. Instead of locking volatile assets, borrowers can secure loans against future income streams—salaries, invoices, remittances, or subscription revenues.
Built on its PayFi network, Huma analyzes cash flow patterns and offers 70–90% financing on predictable revenue, all powered by smart contracts for transparency and efficiency.
The $HUMA token is more than governance—it’s the engine driving this ecosystem, aligning lenders, borrowers, and partners in a model that scales financial access globally.
Huma Finance isn’t just another DeFi protocol—it’s financial inclusion at scale, unlocking trillions in untapped credit markets.
