Recently, many people in the community have been showcasing their airdrop from Huma, with real gains of dozens of U, and some even reaching three-digit amounts! The project team not only shows great sincerity in the airdrop, but the overall project roadmap is also becoming increasingly clear, with the potential to become a new pivot for on-chain income finance.

Huma is a financial protocol focused on income-based DeFi, with the core idea being: to assetize and credit the user's on-chain stable income for use in collateralized lending or providing credit lines. It currently supports various forms of income such as blockchain salary income, stable transfer history, and reward distribution records, and conducts risk assessment and collateral authorization through on-chain smart contracts.

This not only solves the problem of "insufficient collateral" in traditional on-chain DeFi lending models, but also truly brings the core credit factor of "income" from the real world into the crypto world. For example, users who receive a fixed on-chain salary or project profit sharing can use these earnings as collateral without needing to touch their tokens or NFT assets.

Currently, Huma has integrated with multiple stablecoin protocols and DePIN projects (such as IoTeX) for pilot programs, showing great potential especially in the fields of cross-border salaries and the financialization of incomes for on-chain freelancers. Developers can build various credit tools, margin structures, or short-term financing models based on income verification, greatly expanding the usable range of DeFi.

As a new financial model focused on real income collateral, Huma is gradually opening the door to the income finance track. #HumaFinance @Huma Finance 🟣 $HUMA