@Huma Finance 🟣 is pioneering the first PayFi network—where anyone can borrow against salaries, invoices, or remittances with no collateral required. Using smart contracts and the Time-Value-of-Money model, users instantly access 70–90% of future income.
💸 Real Yield from Real Payments
Huma extends beyond individuals, enabling 24/7 stablecoin settlements for institutions. Liquidity providers recycle capital into sustainable yields backed by real-world cash flows.
🌍 Why It Matters
The native $HUMA token drives governance, incentives, and liquidity—blending payments + financing into a new global settlement standard.
Huma Finance is redefining credit, empowering financial access, and unlocking a new frontier for DeFi.