Can PayFi remove the capital drag from cross-border pay-rails?

Huma’s pitch is “PayFi”: instant settlement and liquidity rails that remove pre-funding for cross-border flows. By bridging on-chain settlement with off-chain liquidity providers and tokenized rails, Huma seeks to let merchants and institutions move value without locking working capital across corridors. That’s essential for real-world payments adoption: settlements that clear instantly and predictable rails lower FX and float costs.

Key questions: regulatory compliance, counterparty risk, and settlement finality in different jurisdictions.

If Huma can combine compliance-first integrations with low-latency rails, it could be the practical bridge TradFi needs to experiment with tokenized settlement. #HumaFinance $HUMA @Huma Finance 🟣