Exchanging future income for present liquidity sounds aggressive, but the logic is quite solid. HUMA standardizes cash flow assets on-chain, with interest and compliance being verifiable, taking a grounded approach to RWA.

The PayFi network conducts tiered pricing around cash flow: salaries, invoices, and remittances are put on-chain via compliant ports, with models and historical stability providing credit limits, typically allowing for early release of 70% to 90% of receivables; the entire settlement and payment process is traceable, and defaults are covered by a guarantee pool and risk control rules. Tokens cover fees, staking, and governance, ensuring security and alignment of incentives.

When DeFi yields decline, the low-volatility returns from cash flow notes represent a “stable position.” HUMA implements “credit as collateral,” enabling independent allocation as well as layering into broader on-chain strategies. #HumaFinance @Huma Finance 🟣 $HUMA