Binance USDC Circular Lending Strategy

By "depositing USDC, borrowing USDT, and then using the borrowed USDT to buy USDC to continue depositing," you can amplify capital leverage and maximize returns.

(Conservative estimate)

USDC deposit rate: 11.5%

USDT borrowing rate: 7%

After 7 rotations, annualized about 24% (currently calculated close to 30%)

Main risks: USDC decoupling, exchange rate differences

The likelihood of decoupling is low, and the interest from exchange rate differences should be sufficient to avoid being adversely affected?