๐จ ๐๐ช๐ข๐ ๐๐๐ฃ๐๐ฃ๐๐ โ ๐๐ค๐ฌ๐๐ง๐๐ฃ๐ ๐๐๐๐ก-๐๐ค๐ง๐ก๐ ๐๐๐๐ก๐๐จ ๐ฌ๐๐ฉ๐ ๐๐๐ฎ๐๐ ๐๐ฃ๐ฃ๐ค๐ซ๐๐ฉ๐๐ค๐ฃ ๐จ
Huma Finance is redefining how payments and liquidity work in DeFi through its groundbreaking PayFi networkโdesigned for seamless payment financing using stablecoins. Here's why it's making waves:
Massive Adoption & Zero Defaults
Since its April 2025 launch, PayFi has processed over $4.5 billion in fast, on-chain transactions with a 0% default rate, earning trust across stakeholders .
Real-Yield Platform Huma 2.0
The new Huma 2.0 on Solana allows anyone to access composable real yield. Choose between Classic Mode (steady USDC yields + "Huma Feathers") or Maxi Mode (5ร feather rewards, optimized for growth). Plus, your earnings integrate with DeFi giants like Jupiter, Kamino, and RateX via the liquid $PST token .
Expanded Institutional Toolkit
Recent upgrades include structured finance featuresโ30/360 payment schedules, receivable tokenization through SPVs, embedded insurance, and on-chain receivables analyticsโideal for institutional investors seeking transparency and flexibility .
Fueling Growth with Strategic Funding
Huma raised $38M in equity led by Distributed Global, with $10M contributed by the Stellar Development Foundation. This capital will power expansion into Solana and Stellar Soroban, closing the liquidity gap between real-world payments and crypto .
Why It Matters
Huma bridges traditional finance gaps with DeFi efficiencyโoffering real yields, instant liquidity, and high composability. Whether you're a studio watching scaling DeFi infrastructure or an investor chasing real income on-chain, Huma Finance is proving PayFi is more than an ideaโitโs the next frontier in global finance.