⚠️ P2P Scam Alert in Pakistan

P2P Payment ka matlab hai ek user se doosre user ko direct paisa transfer karna — jaise EasyPaisa, JazzCash, Sadapay, NayaPay ya Binance P2P.

Yeh method fast hota hai, lekin scam ka risk bhi zyada hota hai kyunki beech mein koi guarantee ya escrow nahi hota (agar platform ke rules follow na karein).

📌 Pakistan mein Common P2P Scam Methods

1. Fake Proof of Payment

Edited screenshot bhejna jaise paisa send ho gaya ho.

Asal transaction hota hi nahi, ya “pending” hoti hai.

Zyada tar Binance P2P & Facebook trading groups mein hota hai.

2. Stolen Account Payment

Hacked bank/wallet account se payment aati hai.

Asal owner complaint karta hai → aapka account freeze ho jata hai investigation tak.

3. Reversal Scam

Payment milne ke baad scammer apne bank/wallet mein fraud report karta hai.

Paisa wapas le liya jata hai (Meezan, HBL, EasyPaisa, JazzCash mein common).

4. Underpayment Trick

Deal 100,000 PKR ki, lekin 99,000 send kar ke kehta hai baqi cash de do.

Rule: Full payment receive hone tak release na karein.

5. Third-Party Payment Fraud

Scammer kisi teesre bande ka paisa aapko bhejwa deta hai.

Later wo banda FIR karwa deta hai — aapka account “Money Laundering” case mein aa sakta hai.

🎯 Main Scam Targets

Binance P2P traders (crypto buyers/sellers)

Facebook & WhatsApp trading groups

Freelancers (EasyPaisa/JazzCash direct payments)

OLX & Marketplace sellers

🛡️ Scam Se Bachne Ke Tips

Sirf verified & good feedback wale buyers/sellers se deal karein.

Payment receive hone ke baad 1–2 hours wait karein release se pehle.

Apni CNIC copy, OTP, ya account access kabhi share na karein.

Agar payment kisi third-party naam se aaye → deal cancel karein.

Hamesha platform chat & dispute system use karein.

#P2PScam #Pakistan #CryptoSafety #FraudAlert