๐๐๐ @Huma Finance ๐ฃ โฃ๏ธ๐ โ Bringing Real-World Money into DeFi with PayFi
Huma Finance isnโt just talking about the future of finance theyโre building it right now. Their PayFi network connects everyday payments directly to on-chain lending, making it possible to borrow against something most people actually have: income.
No more locking up huge amounts of crypto. With Huma, you can get funding based on your future earnings โ whether thatโs your salary, invoices youโre waiting on, or remittances coming in. The system uses a Time-Value-of-Money model to calculate what you can access, letting you unlock up to 90% of your upcoming income in a safe, transparent way.
Hereโs how the PayFi Stack makes it work:
Fast Transactions โ Low-cost, high-speed L1 & L2 networks
Smart Currency Layer โ Stablecoins & yield assets for smooth payments
Secure Custody โ MPC + smart contracts for instant, safe settlements
Built-In Compliance โ Global KYC/AML with on-chain verification
Efficient Financing โ Tokenized assets & real-time risk tools
Developer Layer โ Everything needed to build compliant, scalable DeFi apps
The vision? A world where payments and credit work together seamlessly, accessible to anyone, anywhere โ without the red tape of traditional banking.
Huma isnโt waiting for the future of money. Theyโre creating it. ๐
