Farewell to BTC collateral, $HUMA turns paychecks into withdrawal cards
Are you still using cryptocurrency for collateralized lending? That's so outdated. Huma Finance is leading a revolution in uncollateralized lending with $HUMA : your paycheck, invoices, and cross-border remittances are the strongest 'collateral'. This world's first PayFi network is transforming 'future earnings' into liquidity that can be used today, completely reconstructing on-chain credit logic.
The core gameplay of @Huma Finance 🟣 is quite disruptive: it doesn't matter how many digital assets you hold, only your future income stream matters. Whether it's a company's unpaid invoices or a worker's expected monthly salary, as long as it is verified, smart contracts can approve 70%-90% of the amount in seconds, with funds coming directly from the protocol's liquidity pool. For traditional trading companies, this is equivalent to shortening a 60-day payment cycle to just a few minutes, significantly boosting cash flow efficiency.
For ordinary users, depositing USDC or USDT to become LP not only earns stable interest but also allows one to receive $HUMA rewards, with a clear and visible profit model. The platform also uses 50% of its fee income to buy back and burn $HUMA, creating a deflationary model to safeguard the token's value. It has already been implemented on Solana and BNB Chain, with cross-chain support making cross-border payments as convenient as sending a message, while also allowing users to earn DeFi profits, making the experience truly fulfilling.
@Huma Finance 🟣 does not follow the old path of speculating on coins but instead deeply explores the blank space of bringing real cash flow on-chain. #HumaFinance not only opens up a new market but also offers ordinary people the opportunity to leverage future income in the present. While others are still struggling with KYC, it has already turned paychecks into on-chain withdrawal cards.
