@Huma Finance 🟣 ($HUMA) Surges 278% in 90 Days — PayFi Pioneer Driving Adoption
Overview
#HumaFinance is the first PayFi (Payment Finance) protocol, bridging traditional finance and crypto. The platform enables instant, stablecoin-based payments and financing for institutions, offering a faster alternative to SWIFT-like systems. Companies can collateralize real-world receivables, such as invoices, to access liquidity in USDC or USDT, while liquidity providers earn both stablecoin yields and HUMA token rewards.
Deflationary Tokenomics
50% of fees from debt repayments are used to buy back and burn $HUMA tokens, reducing supply and potentially supporting long-term value.
Products & Use Cases
Huma Institutional: Regulated platform for institutions
Huma 2.0 (launching April 2025): Permissionless retail access
Supports developer-built PayFi applications, including promissory notes, short-term lending, and trade finance
Backers & Adoption
Partners: Solana, Circle, Stellar Development Foundation, Galaxy Digital
Transaction volume: $3.8B+, demonstrating strong real-world DeFi integration
Token Metrics (as of Aug 13, 2025)
Max Supply: 10B HUMA
Circulating Supply: ~1.73B HUMA
Price Range: ~$0.036–$0.038
Market Cap: ~$65M
24H Volume: ~$60M
Performance: +13–14% in 24h, +278% over 90 days; down slightly over the past 60 days
Market Outlook
Huma Finance combines innovative tokenomics, institutional-grade partnerships, and strong on-chain volume, positioning it as a leading bridge between DeFi and traditional finance. While short-term momentum is robust, medium- to long-term performance will depend on continued user adoption and sustained trading activity.
