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The core mission of @Huma Finance 🟣 is to solve the three major challenges of traditional finance: 'slow payments, lack of transparency, and high costs.' The core of its solution is to utilize on-chain liquidity and 24/7 stablecoin settlement — through the distributed ledger and smart contracts of blockchain, funds can be transferred across borders, disbursed as wages, or paid in supply chains within minutes or even seconds, without going through the layers of review and intermediaries of traditional banks.

Real-time settlement: After merchants complete transactions, funds are immediately credited (for example, cross-border e-commerce sellers can receive payment instantly), allowing suppliers to quickly obtain procurement funds, avoiding the 2-5 days of settlement delays typical in traditional models;

Increased transparency: All transaction records are on-chain, traceable, and immutable, solving the 'information black box' problem in traditional finance (for example, unclear fund flows and opaque fees);
Cost reduction: By eliminating intermediaries such as banks and payment processors, transaction fees are significantly reduced (for example, intermediary fees for cross-border payments can drop from 3%-5% to nearly zero).

Currently, #HumaFinance has processed over $3.8 billion in transaction volume, behind these numbers are countless merchants, workers, and supply chain businesses that have improved their capital turnover efficiency due to efficient payments — for instance, small merchants in Southeast Asia can restock faster, blue-collar workers in Latin America can receive wages on time, and the stability of global supply chains is significantly enhanced.