Huma Finance is transitioning toward a fully decentralized governance framework. The $HUMA token functions as both a governance and utility token—holders can stake it to participate in on-chain voting and proposal submissions, with voting power increasing based on how long tokens are locked. Through this system, the community will decide on critical matters such as reward distribution, protocol settings, and new feature development. Full governance features are scheduled to go live within a few months after the Token Generation Event (TGE), enabling the community to actively shape the PayFi ecosystem.
A key milestone in this decentralization roadmap is the creation of the Huma Foundation. Announced in late 2024, the foundation will focus on expanding global access and formalizing governance processes for the PayFi network. It will serve as a major step toward an open, permissionless ecosystem. Over time, Huma plans to evolve from a team-led model into a DAO-style structure, supported by transparent voting systems and on-chain treasury management.
Core elements of the roadmap include:
Governance Mechanism: $HUMA staking for proposal submission and voting, with token lock duration directly tied to voting weight.
Foundation Launch: The upcoming Huma Foundation will oversee community grants, manage protocol ownership, and guide long-term strategic direction—strengthening decentralization.
Phased Rollout: Governance tools—such as voting platforms and treasury controls—will be deployed in stages. Huma 2.0 already operates with permissionless architecture, and the foundation will broaden participation further.
Collectively, these steps chart a clear path toward a fully community-governed PayFi network.
