Previously, Teacher Lang had a very popular topic on Twitter titled 'If I had 10 million, how would I manage it to obtain stable high annual returns?'
At that time, I was also considering a similar topic called 'How to obtain stable high annual returns with 100 million' to initiate a discussion.
The reason for giving up this topic, aside from not having 100 million, is that different amounts of capital have different risk appetites, liquidity, safety, financial and tax cost tolerances, and strategies.
For example, many financial products and arbitrage opportunities might be fine with a few million, but more than that could be problematic.
The Binance USDC financial product launched today has a maximum limit of 10% APY for 100,000 USDC. Additionally, the RWA products linked to US Treasury bonds previously launched by Binance have a maximum limit of 4.2% APY for 5 million USD.
This basically forms Binance's financial system aimed at retail and institutional investors. There are suitable products ranging from hundreds of thousands to 100 million in capital.
Similar to everyone's views, Binance's financial offerings aim to impact all large-scale financial management and mining in the crypto space, and even, with the deep integration of crypto and traditional finance, attract some large traditional financial capital returns.