#DeFiGetsGraded Good evening. Transparency, accessibility, and control over assets are its strengths, especially for those without bank accounts. However, it is not without drawbacks — risks include errors in smart contracts, fraud, and high volatility. Regulation remains a gray area, creating uncertainty. Nevertheless, the potential of DeFi to transform global finance is undeniable. Its success depends on improving security, scalability, and broader adoption. Overall, DeFi receives a solid A- rating for innovation in the era of financial freedom and inclusivity.