XRP is one of the most exciting cryptocurrency projects for 2025. Just this year, the value of XRP has increased by more than 40%. In 2024, the value of XRP rose by about 600%. Could this iconic cryptocurrency project achieve another significant breakthrough? Here are three reasons to invest in Ripple before summer ends.
1. Legal Troubles May Be a Thing of the Past
Ripple has faced a series of legal troubles that have hindered the project for many years. In 2015, Ripple was fined $700,000 by the U.S. Department of the Treasury's Financial Crimes Enforcement Network for "willfully violating the Bank Secrecy Act." In 2017, the blockchain startup R3 sued the project over compensation disagreements, a lawsuit that was eventually settled out of court.
One of the largest lawsuits occurred in 2020 when the SEC accused Ripple of violating investor protection laws. In 2023, many of these allegations were dismissed, and the lawsuit largely concluded in 2025 after reaching a settlement agreement involving $50 million.
With the agreement with the SEC earlier this year, most of Ripple's legal issues have been resolved. The legal environment has also become significantly friendlier compared to previous years. In the coming months, we may see a significant increase in Ripple's adoption as the company's reputation improves. In fact, we may see a surge in demand as early as this year.
2. Demand Could Surge in the Second Half of 2025
This year, XRP investors should closely monitor the success of Ripple's On-Demand Liquidity protocol, which essentially uses XRP as a bridge currency to instantly convert one fiat currency to another.
Ripple has partnered with partner banks in South America, Europe, and Asia. The project has also collaborated with several central banks to implement digital currency pilot programs and payment infrastructure.
The increasing acceptance of Ripple among traditional financial institutions such as regional banks and national central banks is a strong indication that Ripple is gradually moving away from its complex legal past.
Although the project still primarily attracts acceptance from smaller countries and emerging market banks, the trend is clear: the traditional financial sector is gradually becoming familiar with Ripple's solutions. We may see this demand accelerate in the coming months and years.
3. Expect Some New Corporate Partnerships
Not only are banks increasingly interested in Ripple’s solutions. Recently, Ripple has been actively pivoting towards more business-friendly services. For example, Ripple is building a tokenization architecture, allowing for easier tokenization of assets like real estate, carbon credits, and stablecoins.
The acquisition of Metaco - purchased in 2023 for $250 million - will also significantly enhance Ripple's capabilities in the institutional custody and tokenized asset space. This month, Ripple also acquired Rail for $200 million - another acquisition that will directly support enterprise adoption.
Ripple has consistently announced new acquisitions and partnerships surrounding its growing enterprise ecosystem. More similar deals are expected throughout the remainder of 2025. This momentum, coupled with the gradual resolution of legal issues, could set the stage for a promising second half of the year for the project.
Remember: Ripple is still an early-stage asset with high volatility. However, its long-term future looks brighter than ever with recent legal solutions and several factors driving potential adoption.
