There is currently no official confirmation that El Salvador banks are implementing XRP services.
El Salvador has passed an investment banking law allowing banks to offer digital asset services, but all the announcements have focused on Bitcoin, with no mention of XRP.
MAIN CONTENT
New investment banking law in El Salvador allows digital asset services, focusing on Bitcoin.
There is no official evidence or confirmation of XRP service implementation in El Salvador banks.
News about El Salvador's bank adopting XRP has come mainly from social media and the cryptocurrency community.
Where did the rumor about El Salvador banks using XRP come from?
The news started spreading when the XRP community announced that banks in El Salvador were preparing or had already implemented XRP services for deposits, payments, or remittances.
This rumor is based on the assumption that XRP will be approved by the government and national bank in El Salvador similar to Bitcoin. However, official sources have not confirmed this content.
What does the new investment banking law mean for digital asset services?
In August 2025, El Salvador enacted an investment banking law that allows banks to provide services related to digital assets such as Bitcoin and other cryptocurrencies.
The law is designed to allow banks to hold digital assets, manage tokenized investments, and serve wealthy individual or corporate clients in the digital financial market.
Main focus is still Bitcoin, how is XRP mentioned?
All official announcements and government news to date have focused on Bitcoin implementation, with no mention of XRP in El Salvador's policies or laws.
The recognition of Bitcoin as a legal tender and priority in digital banking services reflects the focus of the authorities, while XRP has not been mentioned in official documents.
Are there any banks in El Salvador that offer XRP services?
Although the new law allows for licensing of digital asset services, no banks or institutions have been officially confirmed to be offering or implementing XRP-based services.
There have been no reports or announcements from the Central Reserve Bank of El Salvador or major commercial banks about the launch of XRP services at these establishments.
What is the current status of the public deployment of XRP services in El Salvador?
Currently, most of the related information comes from social media posts and comments from the cryptocurrency community, lacking verification from official financial or banking sources.
Reputable financial news channels and national banking authorities have not confirmed the testing or deployment of XRP services, only Bitcoin-related services.
El Salvador is at the forefront of digital banking innovation with Bitcoin, but XRP implementation has yet to see any official signal from the government or national bank.
Digital Finance Expert, Tran Minh Nhat, 2025
A testimonial of El Salvadoran banks implementing XRP
Statement Evidence & Facts El Salvadoran banks are implementing XRP No confirmation from central bank or major commercial banks; digital asset law focuses only on Bitcoin (2025) XRP approved by government or regulators No official statement, no specific legal status for XRP XRP is widely used in Salvadoran banks No public implementation yet, rumors mostly on social media and crypto community
Frequently Asked Questions
Is El Salvador Bank Implementing XRP Services?
Currently, there is no official confirmation from banking or government authorities regarding XRP services in El Salvador banks.
Does El Salvador's Investment Banking Law Support Cryptocurrencies?
The new law focuses on supporting Bitcoin services and digital assets in general, not specifically mentioning XRP.
Is XRP a Legal Cryptocurrency in El Salvador?
Only Bitcoin is recognized as legal currency; XRP does not have any similar legal status in El Salvador.
Where did the rumor about XRP in El Salvador come from?
Most of it comes from social media posts and the XRP community, not based on official sources or bank statements.
Does XRP Have Potential for Growth in El Salvador in the Future?
Development still depends on official government policies and approval from the banking system, with no concrete signs at present.
Source: https://tintucbitcoin.com/ngan-hang-el-salvador-dung-xrp/
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