Maiv Finance là gì?

Maiv Finance is a European financial platform that combines DeFi and TradFi, focusing on tokenizing financial structures to expand investment opportunities in real assets with high yields, transparency, and compliance with MiCA.

Unlike many platforms that only tokenize physical assets, Maiv Finance provides products based on financial contracts, supporting real estate, refinancing, and commercial lending, while expanding the ecosystem with cross-border payments and white-label services.

MAIN CONTENT

  • Combining DeFi and TradFi, complying with EU regulations, focusing on RWA.

  • Tokenizing financial contracts instead of just physical assets.

  • Multi-layer ecosystem with Cross-border Payment, White-label, Launchpad.

What is Maiv Finance?

Maiv Finance is a financial platform registered in Europe, compliant with MiCA, combining Web3 and traditional finance to provide investment opportunities in real assets with high performance and transparency.

According to the report by the European Blockchain Observatory (2024), platforms combining DeFi–TradFi like Maiv are seen as a strategic trend to expand the investment market and reduce legal risks.

How does Maiv Finance differ from other RWA platforms?

Maiv focuses on tokenizing financial structures (loan contracts, real estate development, refinancing) instead of just fragmenting physical assets, creating clear benefits for investors.

“Tokenizing financial structures helps optimize yields and increase transparency compared to asset fragmentation models.”

John Peterson – Blockchain & RWA Expert, Deloitte Report 2023

This approach reduces reliance on fluctuations in the value of physical assets and enhances cash flow management, thus attracting both individual and institutional investors.

Key highlights in the operational model of Maiv Finance

Maiv Finance combines traditional financial products with blockchain technology, supporting early-stage real estate investment, corporate refinancing, and tokenizing commercial loan contracts.

By focusing on early-stage projects and loans with payment history, Maiv ensures profit potential while minimizing credit risk for investors.

How does the Maiv Finance mechanism work?

The process consists of 5 steps: tiering users through MAIV tokens, selecting investment products, tokenizing financial contracts, distributing profits, participating in governance and launchpad.

“The tiered access rights mechanism using tokens is a solution that encourages long-term commitment and ensures fair opportunity allocation.”

Oliver Schmidt – CEO of Maiv Finance, Web3 Europe Conference 2024

Investors can track periodic profits through blockchain while staking MAIV to receive additional rewards from the platform's actual profits.

What are the main investment categories on Maiv Finance?

Consists of 3 groups: Real Estate & Infrastructure Funding, Commercial Lending, and Refinancing, each with fixed yields and clear profit-sharing rights.

Diversifying the portfolio helps investors balance between returns and risks, suitable for various investment appetites.

What are the highlights of Maiv Finance's cross-border payment solution?

Maiv is about to launch Cross-border Payments with smart contracts and automatic routing, reducing costs by up to 90% compared to traditional methods.

“Cross-border payments using blockchain can save billions of USD in global transaction costs.”

World Bank, Remittances Report 2024

This solution is particularly useful for international investors, import-export businesses, and multinational financial organizations.

Who does Maiv Finance's White-label service serve?

Maiv's white-label platform allows financial organizations to deploy similar RWA products under their own brand, saving time and development costs.

This model expands Maiv's influence in the B2B market and promotes standardization in RWA deployment.

What benefits does the Maiv Finance ecosystem bring to investors?

Investors gain access to transparent investment products, high yields, periodic profit distribution, along with staking rights, governance, and early access to the launchpad.

The combination of legality, blockchain technology, and quality investment opportunities helps Maiv maintain long-term reputation and appeal.

Frequently Asked Questions

Does Maiv Finance comply with legal regulations?

Yes, Maiv Finance complies with MiCA and EU regulations, helping to reduce legal risks for investors.

Can investors withdraw their capital early?

Depending on the investment product, some pools have liquidity terms or secondary markets for token trading.

What is the Maiv token used for?

Used to unlock access rights, staking for rewards, participating in governance, and prioritizing investment allocation.

Where does Maiv Finance's profit come from?

From loan contract interest, real estate profit sharing, and platform service fees.

Does Maiv support cross-border payments?

Yes, with smart contracts and automatic routing, reducing transaction costs by up to 90%.

Source: https://tintucbitcoin.com/maiv-finance-la-gi-nen-tang-tai-chinh-ket-hop-defi-va-tradfi/

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