🚀 Huma Finance: The New Engine of Global Payments 🌍💳
⸻#Humafinance | @humafinance
💡 What is it?
Huma Finance is an innovative Payment Financing (PayFi) protocol that acts as a bridge between liquidity providers and borrowers, using blockchain to make international payments and card settlements faster, more transparent, and efficient. Its role is clear: to eliminate bottlenecks in the traditional system and offer structured financing for transactions on a global scale.
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📌 Products
• Huma Institutional 🏦 – Permissioned service for large institutional players, requiring complete KYC/KYB.
• Huma 2.0 🌐 – Permissionless platform, open to retail investors, democratizing access to PayFi.
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📊 Key Numbers
• US$ 4.5 billion 💵 in total transaction volume.
• US$ 2.3 billion 📈 in credit originated for cross-border payments and settlements.
• 12 active loan pools operating on Solana, Stellar, and EVM-compatible networks.
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💰 Deposits in Huma 2.0
Since April 9, 53,400 depositors have invested US$ 50 million in USDC:
• 66.1% in Maxi Mode ⚡ (highest yield)
• 33.9% in Classic Mode 🎯 (balanced profile)
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📦 Funding and Expansion
With US$ 46 million raised (US$ 8.3M seed + US$ 38M Series A), Huma made a strategic leap by merging with Arf in 2024, expanding its presence in global payment financing.
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🔥 Futuristic Vision:
Huma aims to be the ultimate financial layer of PayFi, uniting global liquidity, blockchain, and efficiency — paving the future of digital finance.