Incorporating Bitcoin ($BTC ) into US 401(k) retirement plans could unlock a $13 trillion investment pool, marking a major shift in how Americans save for the future.
Even a small BTC allocation in these plans could bring consistent, long-term capital inflows โ potentially surpassing spot ETFs โ as millions of Americans contribute to 401(k)s every two weeks.
๐ Why It Matters:
US 401(k) market size: $12 trillion
Potential for Bitcoin to become a mainstream retirement asset
Larger and more bullish than ETF flows, according to experts
On Aug 7, Tom Dunleavy (Varys Capital, ex-Messari) noted that cryptoโs entry into 401(k)s could be the biggest structural influx Bitcoin has ever seen.
If realized, this move could position BTC as a cornerstone of retirement portfolios for 100M+ Americans. ๐
